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NIKO KRAMER

VA Loans First-Time Homebuyer Self-Employed FHA Conventional USDA Jumbo Investment Property Reverse Mortgage Refinance VA IRRRL Debt Consolidation

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Niko Kramer | Mortgage Loan Officer | NMLS #2180891 | Satori Mortgage, Company NMLS #4190 | Branch NMLS #1647299

(c) 2026 Niko Kramer, Mortgage Loan Officer, Satori Mortgage, NMLS #2180891. Satori Mortgage, Company NMLS #4190. Branch NMLS #1647299. Phone (512) 270-2835. niko@satorimortgage.com. All rights reserved. Equal Housing Opportunity. This is not an offer to enter into an agreement. This is not a commitment to lend. Not all customers will qualify. Information, rates, and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.

Licensed in: AL, CA, FL, GA, IA, MN, MO, NC, OR, PA, TX, WA.

Complaints may be directed to: Phone (855) 906-6784 or Email compliance@satorimortgage.com.

NMLS Consumer Access Privacy Policy

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR A LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE COMPANY RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEB SITE AT WWW.SML.TEXAS.GOV.